Self-Employed Car Finance

Being self-employed isn’t a reason for lenders to decline your application for car finance. It’s true that it can be harder for someone who is self-employed to be approved for car finance, but this is because it can be more difficult to prove your income. We want to make it really easy for someone who is self-employed to get car finance and take away the hassle of paperwork and finances, so you can enjoy picking a car instead.

We’ve got a lending panel that can cater to people with a wide range of circumstances including those who are self-employed.

What will I need when I apply?

Before you apply for car finance with us, we’d recommend that you prepare the following in order to speed up your application process:

✔ 3 months’ worth of bank statements (to prove your income)

✔ Your driving licence

✔ Utility bill (to prove your address)

We will need to get 3 years’ worth of employment history and 3 years’ worth of address history from you. One of the main things lenders want to see is stability in employment and address, so the longer you’ve been in your job and at your current address the better.

We’d also recommend registering on the electoral roll if you aren’t already registered as this will allow lenders to verify your identity and proof of address.

One you’re ready to apply, fill out our quick and easy application form


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I have bad credit, can I still get self-employed car finance?

We are bad credit car finance specialists and can secure bad credit car finance even if you’re self-employed. It’s not easy to talk about your financial history, especially if you have missed payments, defaults and arrears on your credit file. We’re here to help you get into a new car and get your finances back on track.

Can I apply?

As long as you’re

✔ Over the age of 18

✔ Free from bankruptcy

✔ Hold a full UK driving licence

✔ Have lived in the UK for at least 3 year

Then we would encourage you to send us an application to see what we can do for you!

Apply for a no obligation quote now


Any Questions?

Why not talk to us directly by giving us a call using one of our numbers below or sending us an Email, alternatively use our contact form.