Don’t let bad credit stop you from
getting car finance
Getting car finance with bad credit doesn’t have to be hard – in fact we’ve made it really easy! Talking about your credit history can be difficult but our friendly advisors are here to help – we aren’t here to judge, we’re here to simply get you into a car.
As one of the leading bad credit car finance dealers in the North East, we can introduce you to a panel of specialist lenders. From there, we’ll match you up with the most suitable lender after we’ve spoke to you about your current circumstances.
If we can’t get you finance, no one can!
There are several things you can do before you apply for finance to increase your chances of being approved for bad credit car finance. If you’ve applied for lots of credit recently and you’ve been declined, don’t apply for more credit until you take a look at your credit score.
If there are any missed payments that are outstanding try to pay them off but keep in mind that it’s more important to keep up with active accounts than to pay off closed ones. If one of your accounts has defaulted, then the damage has been done to your credit file; you want to keep up with payments that haven’t defaulted to prevent damaging your score further.
Register yourself on the electoral roll if you haven’t already – this simply allows lenders to trace your address history easily and eliminate any possibility of fraud. It’s an easy way of increasing your chances of being approved.
Your credit score won’t improve overnight, but taking these small steps can help with your application for car finance. Once you’re ready, all that is left for you to do is fill out an application form and choose a car. We’ll do the rest for you!