No matter How Bad Your credit

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1 Apply for Finance

  • We search the market to find you the best rate available
  • Bad Credit is Our
  • No Deposit

2 Choose a Car

  • Over 100 cars In Stock to choose from
  • 60 Point Pre Delivery Inspection
  • 3 Months Warranty

3 Sign and Deliver

  • Sign all relevant
  • Car is Delivered Straight to your door
  • UK Wide Delivery

Your Car Finance Journey

We are the one stop Car AND Finance shop. There’s no need to travel round the forecourts to find a car that meets your high standards then finding out you can’t get credit for it. At really Easy Car Credit We do everything for you, we even deliver your new pride and joy straight to your door! Whether your credit history is good or poor We provide unbiased and independent advice to assist you in finding the finance first and then the car.

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Ive got bad credit, can I definitely get accepted?

We deal with people from all over the UK everyday who are in the same position as you. We have specialist funders on our lending panel who can help secure you car finance even with a poor credit history.

Does my bad credit mean I’ll pay a lot more in interest?

This isn’t always the case no. Some of our lenders are so competitive that they have great rates available to all types of credit profile.

Does my bad credit limit what car I can have?

No, once approved you can choose from any of our 100+ cars we have in stock as long as you have the affordability.


Where do your cars come from?

We have a huge showroom located in Newcastle upon Tyne and your car will be transported from here. You are more than welcome to come to our site and do the deal if thats what you prefer

Will the car be in good condition?

Every single car we sell undergoes a rigorous 60 point Pre Delivery Inspection and is also MOT’d for 12 Months. All of our cars are up to the highest standard

Will it come with a warranty?

Each car is supplied with a comprehensive 3 months parts and labour warranty


How much can i borrow?

Because we believe in responsible lending, we do an affordability check on every customer . This takes into account your income and expenditure , only then can we give you your credit limit

Do I need a deposit?

No, every car can be purchased with no deposit. We sometimes may ask for a small holding fee to secure a car but this is refunded on delivery

I have a car to part exchange, what happens with that?

We give you a valuation for your car and take it away when your new car is delivered. This price comes off the cost of your new car. We can also settle any existing finance you have against it

How long will my finance agreement be over?

Thats up to you. We can taylor a deal from 12-60 months depending on how low you want your payments to be and how quickly you would like to pay it off

Am I Eligible to apply?

To apply for car finance with Really Easy Car Credit, you should
meet the following criteria:

  • Must not be currently bankrupt
  • Hold a full valid UK driving licence
  • Be over the age of 18
  • Have lived in the UK for at least 3 years

Apply online now for a no obligation quote!

Any Questions?

Why not talk to us directly by giving us a call using one of our numbers below or sending us an Email, alternatively use our contact form.

What Do Our Customers Say?

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