Need car finance? Do you have an income over £1,000 a month? *

We can help!

It’s easy to apply, just fill in the form to get accepted today. We’ll call you back and if you can prove your income and afford the repayments we can give you a decision in an hour.

  • No deposit
  • Drive away your dream car today
  • Over 80 cars to choose from only £112 per month
  • No payment for up to 45 days
  • Talk to our helpful friendly team


* including joint income

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    Your details

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    Your Address

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    Your employment

    This will help us find a suitable finance plan

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    Please ensure your contact details are correct as we’ll keep you up to date with the progress of your application by telephone, email and SMS.

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    Please wait ...submitting your application

    We are a used car dealer in the North East of England.

    Our goal is to ensure that you can drive away with a car that suits your needs, both practically and financially.

    It’s simple! You can just...

    Bad Credit Car Finance 2

    Apply Online

    Pop your details into the form. We'll get in touch straight away to discuss financing your new car.

    Bad Credit Car Finance 1

    Pick Your Car

    Pick your car on our online showroom or come down to our showroom in Newcastle upon Tyne

    Bad Credit Car Finance 3

    Drive away today

    All of our cars are all prepared before sale meaning they can be driven away the same day.

    Frequently Asked Questions

    Q: What happens once I apply? *

    Shortly after we have received your application a member of our trusty sales team will give you a call to ask a few easy questions to finalise your application. A decision will be made in less than an hour, then you will be invited to come down to our used car forecourt in Newcastle upon Tyne where you can choose your new car.

    Q: Do I need a Driving Licence for Car Finance?

    In order to get a car on finance with ourselves you must hold a full valid UK driving licence. Provisional licences are not accepted. We accept joint applications as long as one of the applicants holds a full licence.

    Q: I live far away, can I drive away the same day?

    Every single car that we sell at Really Easy Car Credit is completely prepared before its put up for sale. The cars go through a 60 point predelivery inspection, a 12 months MOT and given a full valet. This means that whenever you buy a car from us it is ready to drive away there and then.

    We make car finance really easy

    Any questions?

    Why not talk to us directly by giving us a call on 0191 2170204

    OR Request a call back