Guaranteed Car Finance

Can Really Easy Car Credit guarantee me finance?

It isn't possible for any company to guarantee car finance. If every single person that applied for finance was approved it would be irresponsible and unethical.

We offer finance to most customers that apply with us and we'll find you the best rate of finance available for your circumstances. We want to ensure that every customer who applies with us receives a finance agreement they can comfortable with and can make all of their repayments. Don't let your current situation or past credit history put you off from applying - we're here to help.

Our online application form takes only a couple of minutes to fill out and you could be on your way to owning a new car!

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How can I increase my chances of being approved for car finance?

There's a couple of things that you can do to strengthen your application before you apply for car finance.

It's a good idea to check your credit file so you have an idea of what your score is. There are several ways you can check your credit score online for free through sites such as Noddle or Clear Score, or through paid sites that usually have a free trial such as Equifax and Experian. Check there are no errors on your file and make sure that your payments are up to date.

Register on the electoral roll as this helps lenders trace your identity and your address easily and is really easy to do online and only takes 5 minutes!

If you have missed payments, arrears or defaults, try to keep up with your payments on your most active accounts. If an account has defaulted, the damage has already been done to your credit file; avoid more defaults by prioritising active accounts instead.

If you have no credit history and have struggled to get credit, try taking out a credit card to build up a credit score. Consider using a special credit score builder credit card which has been designed for people to use to build their credit rating back up.

Happy customer by car

Can you help me?

Anyone can have a poor credit score - and we can secure car finance for people with a wide range of circumstances.

If you're:

  • Are over the age of 18
  • Hold a full valid UK driving licence
  • Are free from bankruptcy
  • Have lived in the UK for at least 3 years

How do I apply?

  1. Fill out our really easy application form
  2. Get a call back from a member of our team
  3. We'll sort the paperwork whilst you choose a car
  4. Drive away!

If we can't get you finance - no one can!

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