We act as a credit broker, not a lender. Representative APR 20.3%


Car finance for people on benefits

If you're on benefits and need car finance then you've come to the right place! Many people assume that if you're on benefits you aren't eligible for car finance as it isn't classed as an income, but this isn't true!

Q. I have really bad credit. Can you really get me car finance?

At Really Easy Car Credit we are experts at subprime car finance. We have relationships in place with some of the major UK lenders and special ties with certain funders that not many others have access to, especially in the North East. This puts us in a unique position to be able to help most people in most situations.

Although we can't Guarantee you finance, (nobody can, and anyone advertising this is lying/misleading to the public) we guarantee to try our best! So if you are thinking about buying a new car but are unsure if you will be accepted make sure you try us first. Apply Now

Q. I live far away, can I drive away the same day?

Every single car that we sell at Really Easy Car Credit is completely prepared before its put up for sale. The cars go through a 60 point pre-delivery inspection, a 12 months MOT and given a full valet. This means that whenever you buy a car from us it is ready to drive away there and then.

Q. Do I have to buy a car from really easy car credit?

Although we specialise in Bad Credit Car Finance we aren't actually a finance company, we are a car dealership. So when we have put the hard work in to obtain you car finance it is because we want to also provide you one of our cars. We have a huge selection with over 80 cars in stock to choose from at any one time.

Q. Do I need a Driving Licence to apply?

The only situation where we would accept someone without a full UK driving licence would be a joint application where the other applicant did have a full licence. Otherwise, if you are applying on your own you must hold a valid driving licence.

Q. What Happens to my application when I apply?

As soon as we receive your application a member of our sales team will contact you via telephone and obtain any last pieces of information that we need from you to finalise your application. In most cases in less than an hour, we will have a decision and if you have been approved we will invite you down to our purpose built showroom located in Newcastle upon Tyne where you can complete the paperwork, choose your car and drive away the same day. Now that's... Really Easy