Car Finance Ashington Made Really Easy
No deposit
Fast approvals
Cars ready to drive away near you
Apply now
At Really Easy Car Credit, we help drivers in Ashington and the surrounding towns arrange car finance with confidence. Whether you are based in the heart of Ashington, working at Woodhorn, or living in nearby villages such as Lynemouth and Choppington, our quick online application makes everything simple. We give fast decisions and offer no deposit options, making it easier for you to get the car you need without delay. Whether you are commuting along the A189, heading into Newcastle for work, or just want something reliable for family life, we will guide you to the right finance package and a car that suits your lifestyle.
We're proud of our excellent reputation, accumulating hundreds of fantastic customer reviews.
Very friendlyAndrew NicholsReally happy with the service I received, friendly and was put at ease with everything explained, really was very easy, really easy friendly car credit 5stars all day, thank you really easy car credit
Highly recommendNicola McKeownHighly recommend really easy car credit within a week had my car delivered straight to my door staff were amazing especially rob no problems at all thanks for everything
UnbelievableLuke AldersonUnbelievable customer service phoned saturday got me a car sorted and ready to drive by monday rob did a amazing job. Would definitely recommend.
Most circumstances considered at Really Easy Car Credit!
- CCJ's
- IVA's
- Defaults
- Taxi Drivers
- Missed Payments
- Self Employed
- Late Payments
- European Driving License
- Previously Declined
- Discharge Bankrupts
- Sub Contractors
- DLA and PIP
- Agency Workers
Representative Example: Borrowing £6,500 over 48 months with a representative APR of 20.3%, the amount payable would be £193 a month, with a total cost of credit of £2,767 and a total amount payable of £9,267
I have an excellent Credit Score, what is the best rate you do?
If your score is excellent we offer some amazing deals from our extensive lending panel. We can provide fantastic rates from only 10.9% APR!
I have a poor Credit score, can you help me?
At Really Easy Car Credit we have a huge panel of lenders who cover the whole of the market. We have specialised lenders that are able to help people who have had a chequered past and maybe been declined elsewhere. We are car finance experts and our motto is “If we can’t get you car finance.. No one can!”
Do I have to buy a car from Really Easy Car Credit?
Yes we only provide finance for our own range of quality cars
Can I apply with a provisional licence?
Absolutely! We understand the excitement of getting your first car. If you have a provisional licence, We do have a selection of lenders who finance people with a provisional licence. Provided you're actively working and earning £1200 or more monthly after tax, and have held the provisional licence for three years or less.
Can my partner and I apply together?
Of course! We encourage joint applications for couples sharing the same address. In some cases this can help you buy a more expensive car as lenders take into account both of your incomes for affordability
Can I apply if I'm on an IVA?
Certainly! If you're on an Individual Voluntary Arrangement, we require a letter of permission from the IVA company to process your application.
Can I apply if I’m self-employed?
Absolutely! We understand the flexibility of self-employment. If you're self-employed, ensure your income is paid into the bank as lenders don't accept people who can’t prove their income.
Can I apply if I'm on benefits?
Yes, we welcome applications from individuals on benefits.
Do I need to pay a deposit?
No, you do not have to pay a deposit. There may be some occasions where your lend limit wouldn’t enable you to finance the car you would like to buy. In these circumstances you would need to have a deposit of the difference. Deposit requirements depend on the approval and car price, and we'll discuss this with you during the application process.
What’s the APR rate?
The Annual Percentage Rate (APR) varies and depends on your credit profile. During the application process, we assess each individual's credit profile to provide personalised rates. The better you credit, the lower the APR.